Definition

The funeral grant is the amount given to whoever pays the burial expenses of the deceased member or pensioner. Starting August 1, 2015, the amount of the funeral grant was increased to a variable amount ranging from a minimum of P20,000 to a maximum of P40,000, depending on the number of paid contributions and Average Monthly Salary Credit (AMSC) of the member.

Qualifying Conditions

Qualified to claim for Funeral Benefit are those who defrayed the cost of funeral expenses upon the death of a member, permanent total disability pensioner or retirement pensioner.

How To Apply Online

Applications to Funeral Benefits is done online for SSS member-claimants, while non-SSS member-claimants must file for the benefit over the counter at any SSS branch office.

Prerequisites for Online Filing

  1. Claimants must be issued an SS number and registered in the SSS website to be able to apply for funeral benefit through the My.SSS portal.
  2. Claimant must have a disbursement account enrolled in the Disbursement Account Enrollment Module (DAEM) of the My.SSS portal in the SSS website.

Important: having an issued SSS Unified Multi-Purpose ID (UMID) or SSS Digitized ID, or application for UMID card, is no longer a pre-requisite for online filing.

 

Steps

1. Log in to your My.SSS account.

2. Click Submit Funeral Claim Application under the E-Services tab.

3. Provide all the following information of the deceased SSS member and click Proceed:

  •   SS Number/C.R.N.;
  •   Surname and Given Name;
  •   Date of Birth;
  •   Date of Death; and
  •   Amount of Funeral Expense/s

Note: The SSS shall validate if all information is correct and confirm if deceased member is qualified for funeral benefit.

4. Provide information as follows:

  •   Civil status of the deceased;
  •   Your relationship with the deceased member; and
  •   Choose your preferred disbursement account in the DAEM under the E-Services Menu.

Note: The system shall automatically credit the benefit proceeds to the claimant’s UMID card enrolled as ATM, if applicable. If without UMID-ATM card, claimant must have a disbursement account enrolled in the DAEM for the crediting of benefit proceeds.

5. Upload supporting documents as follows:

  •   Proof to establish SSS membership of deceased member;
  •   Death certificate of deceased member; and
  •   Proof of defrayal of funeral expenses (if applicable)

Note: Allowed files are images and pdf only, with maximum file size of 2MB per document.

6. Read the Certification carefully and click the “Submit” box to agree and proceed.

7. Check your email for the funeral benefit claim application notice from SSS.

 

Benefit Payment

Funeral benefit shall be credited to the claimant’s UMID card enrolled as ATM. If without UMID card enrolled as ATM, funeral benefit shall be credited to the preferred disbursement account registered by the claimant through the DAEM under the E-Services menu of the My.SSS Portal.

 

Over-the-Counter Filing

List of Documentary Requirements

A. SSS Funeral Claim Application Form

B. Proof of SSS Membership of the Deceased Member

Present any of the following:

    1. Social Security (SS) Card/Unified Multi-Purpose Identification (UMID) card
    2. Duly received SS Form E-4/Contributions Collection List (R-3)/Validated Contributions Payment (RS-5)/Member Loan Payment (ML-1)/SS Form E-1/RS-1/OW-1
    3. Employment Record with member’s SS Number (e.g. company ID, payslip)
    4. Letter/certification document with indicated correct SS Number previously issued by SSS prior to the death of the member

 C. Claimant’s Identification Cards/Documents

Present the original and submit photocopy of ID cards/documents for authentication purposes.

Considered primary ID card is the Unified Multi-Purpose ID (UMID) card and other government issued ID cards/documents with photo, signature and underwent the biometric data capture process, such as the following: 

  1. Social Security (SS) card
  2. Alien Certificate of Registration
  3. Driver’s License
  4. Firearm Registration
  5. License to own and possess firearms
  6. National Bureau of Investigation (NBI) Clearance
  7. Passport
  8. Permit to carry firearms outside of residence
  9. Postal Identity card
  10. Seafarer’s Identification and Record Book (Seaman’s Book)
  11. Voter’s ID card
  12. Philippine Identification (PhilID) Card

In the absence of a primary ID card/document, filer must present the original and submit the photocopy of any two (2) ID cards/documents, both with signature and at least one (1) with photo.

If claim is filed by a representative, the following additional documents shall be required:

  •   Letter of Authority/Special Power of Attorney; and
  •   IDs of claimant’s representative

D. Supporting Documents

  1. Death Certificate of deceased member

Present the original/duplicate/certified true copy/certified photocopy and submit photocopy

If member was buried/cremated in the Philippines

Any one (1) of the following:

    1. Death Certificate duly registered with the Local Civil Registry Office (LCR) and signed by the authorized signatory of the Office of the Civil Registry
    2. Death Certificate issued by the Philippine Statistics Authority (PSA)
    3. Certification of Death of deceased member issued and signed by the authorized signatory of the Office of the Civil registry and bearing the official seal

If member died and buried/cremated abroad

    • Death Certificate issued by the Vital Statistics Office/County of Host Country or its equivalent

If member died abroad and buried/cremated in the Philippines

    • Death certificate issued by the Vital Statistics Office/County of Host Country or its equivalent/PSA

 Note: For Death Certificate not written in English language, official English translation from the Department of Foreign Affairs/Philippine Embassy is required.

 

  1. Official Receipt (OR) with BIR registration bearing the name of the claimant and the deceased member (Submit original)

 

If the name of the claimant is not the one indicated in the OR, submit:

    • Waiver/Pagpapaubaya.

If original OR is not available (e.g. lost, original submitted to another agency), submit:

    • Certified true copy of OR; and
    • Certification issued by funeral parlor/ memorial service indicating the details of payment in defrayal of funeral expenses of the deceased member

If the OR is not available and not yet buried, submit:

    • Funeral Service Contract issued by the funeral parlor

If the OR is not yet available and payment is not yet fully settled, submit:

    • Provisional Receipt.

 

In lieu of Official Receipt (Submit original):

If Memorial/Insurance was in the name of the deceased member, submit:

    • Certification of Availment from the memorial/insurance life plan company

If Memorial/Insurance plan was in the name of the claimant, submit:

    • Certification of Availment from the memorial/insurance life plan company indicating the name of deceased member, claimant and date of death.

If name of deceased member is not indicated in the certification of availment, submit:

    • Affidavit executed by the plan holder allowing the use of the memorial/insurance plan by the deceased member

If the Memorial/Insurance plan was not in the name of the deceased member and claimant, submit:

    • Certification of Availment from the memorial/insurance life plan company; and

Any one (1) of the following:

      •   Transfer Certificate
      •   Deed of Sale
      •   Deed of Donation
      •   Affidavit of Sale executed by the plan holder

 

E. Additional supporting documents (if cause of death is work-connected)

Submit the documents below duly signed by the authorized representative.

If due to accident

    •   Accident Report/Report of Death Form (SS Form BPN-105)
    •   Statement of duties and responsibilities
    •   Updated service record
    •   Police investigation report or employer’s report of injury, death or casualty spot report, when applicable
    •   Mission/Job or Travel Order, when applicable
    •   Photocopy of page in the company logbook/record of accident

If due to sickness

    •   Accident Report/Report of Death Form (SS Form BPN-105)
    •   Statement of duties and responsibilities
    •   Updated service record
    •   Photocopy of page in the company logbook/record of accident signed by the employer
    •   Pre-employment medical record